function newImage( imgSrc ){

 var imgName = new Image();
 imgName.src = imgSrc;

 return imgName;

}

function change( imgName, imgLocation )
{
 document[imgName].src = imgLocation ;
}

var preloadFlag = false;
function loadImages()
{
 if (document.images)
 {

 featured_over = newImage("images/featuredON.jpg");
 developments_over = newImage("images/developmentsON.jpg");
 contact_over = newImage("images/contactON.jpg");

 preloadFlag = true;
 }
}